Investment Management Services

Most people hire an investment professional because they don't have the time and/or expertise to do the job themselves.  They realize, just as I do when I go to the doctor, that their needs would be better met by working with an expert.  When they hire an investment professional, they expect the person to provide continuous and ongoing management of their money.  Sadly, what many investors receive is an investment sales person who sells them a mutual fund or annuity, makes a large up-front commission, and doesn't service the account after the initial sales.

At Retirement Collaborative LLC, we understand that investors want to work with trained professionals who provide a comprehensive investment strategy that is continuously monitored and updated.  We typically provide clients with a written investment policy statement (IPS) crafted specifically for them.  The IPS outlines the account's goals, performance expectations, investment strategy, and monitoring process.  Using the IPS as our guideline, we manage the account for you.  At client meetings, we review the account's performance and track its progress towards meeting the stated investment goals.  We feel that this comprehensive approach provides investors with the full-service investment advice that they expect.

Investors don't like to lose money.  That is why offer investment strategies that use a risk-managed asset allocation approach designed to reduce short-term volatility while providing long-term returns consistent with or better than a buy-and-hold benchmark.  During secular bear markets, we believe that reducing short-term volatility will increase the probability of an investor attaining their long-term goals.  Capital preservation is a key goal in our investment process.

We understand that expenses can weigh down a portfolio's return.  We are very conscious of maintaining low expenses.  Unlike an investment sales person who may make a large up-front commission, sometimes as much as 8%, for selling investment/insurance products; we charge a reasonable asset based fee.  We do not receive commissions for our investment advice and can work with most custodians.

To learn more about our comprehensive, low cost, risk-managed investment approach; click Contact Us to schedule a no-obligation initial consultation.  At our meeting, we will get to know each other and see if we are a good fit.  You may also select the links below, which provide additional information regarding our investment management services.

Client Investment Process


Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck