Starting Point

When you go to the doctor’s office for your annual check-up, what happens first. Generally, you are presented with a questionnaire to determine that your health is similar to what it was at your last visit and to see if anything has changed since then. This allows the doctor to build a base line on your health and it will provide the doctor with a starting point for the check-up. Similar to a health questionnaire, our risk profiles are designed to help us determine how you feel about making and losing money. If we are able to accurately judge this, then we are better able to build a portfolio that you will feel comfortable with. As with the doctor’s health questionnaires, we view the risk profiles as a starting point for new clients and for client account reviews.

Risk Profile Questionnaire

This questionnaire takes around five minutes to complete. It has two sections. The first is your investment time frame. An investor with a long timeframe should be able to weather short-term fluctuations; therefore their investment strategy can focus more on long-term growth. An investor who needs the money in the near future should be focused more on capital preservation so that they do not experience losses when they need to withdrawal money. For example, if an investor is in their 20’s and just starting to invest in a retirement account, typically their money should not be in a money market for the next 40 years. On the flip side, a very aggressive investor who needs all this funds in the next 6 months should typically not have that money invested in highly volatile investments. So, time frame is the first thing that the questionnaire analyzes.

The next section looks at how you feel about making and losing money. There are five questions that review this. If feel uncomfortable answering these questions on your own, we can do it together.

How to take the Risk Profile?

The risk profile is available on the Advyzon client portal. If you don’t see it, let me know and I can send it to you. Alternatively, you can use the link below to access a PDF that you can complete and email to us.